Change log

December 6, 2021

Updates on the latest product releases from the Prime Trust team.

Compliance

KYC auto deny over sigma fraud risk > 0.99

Prime Trust now auto-denies CIP checks if the fraud risk > 0.99

KYC accept ITIN

Prime Trust now accepts and validates ITIN if entered as tax-id.

Deny-list error message update

Previously, when the deny-list feature blocked Account / Contact creation, the system sent an error message with text instructions to “contact your account manger”. This updated replaces the text of the message with, “User is ineligible for a Prime Trust account”.

Payment rails

Pre-contribution creation and completion with a token

This feature provides new endpoints for integrators to create a token linked to a “pre-created” token that can only be used to complete and process that pre-created contribution. The pre-created token reduces the risk of creating a contact that can then be used to create a contribution (through the Prime Trust credit card embeddable widget) for differing amount.

POST /v2/contributions/token

  • Uses the request payload as a contribution except with 3DS challenge attributes.

  • Can only be used for contributions of type “credit_card”

  • Creates the contribution record but does not process it

  • Returns the contribution details along with a token

Cancel a credit card pre-contribution

This feature provides av new endpoint for integrators to cancel a pre-created credit card contribution:

POST /v2/contributions/token/<token-hash>/cancel

  • Used if the Contribution is in Pending status and there is no funds transfer associated with it (meaning it hasn’t been fully processed)

  • Canceling prevents the token from working

If the contribution has been processed, the system returns a 403 response with the message, “Funds transfer has already been processed and cannot be cancelled.”

Hide form on CVV submit success page

This feature hides the form in the credit card embeddable widget before destroying the iframe in order to prevent your end users from re-submitting a CVV number more than once.

The system previously displayed the CVV again after the 3DS challenge completed.

Support of intermediary SWIFT code for international wires

This update enables Cloud Prime Trust users to enter either a SWIFT Code either or a routing number in the Intermediary SWIFT Code field when sending an outbound transaction in all currencies.

The system displays two radio button selections (one of the two is required):

  • Intermediary Swift Code - validate format of 11 alphanumeric digits

  • Intermediary Routing Number - validate format of 9 numeric digits